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AI ToolsOf The Trade

2026 Review

Microsoft Designer

Free AI graphic design app from Microsoft that turns prompts into social posts, invites, and images.

DesignFreemiumCost tier 1 of 3 — paid plans from $9.99/monthPopular popularity (curated reach tier)Editorial score: 3.7 out of 578% positive — based on reviews across G2, Capterra, Product Hunt

Facts checked Aug 6, 2026

About Microsoft Designer

Microsoft Designer is Microsoft's free AI design app: describe what you want and it generates complete, editable designs, AI images, banners, and stickers on web, Windows, and mobile. Free accounts get 15 AI credits a month; Microsoft 365 subscribers (from $9.99/month) get 60 credits shared with Copilot features, and Microsoft 365 Premium ($19.99/month) raises the limits. It's the lightest-weight option here — great for casual creation, thin for real design work.

At a glance

Founded
1975
Headquarters
Redmond, US
Platforms
Web, Windows, iOS, Android

Integrates with

Microsoft WordPowerPointMicrosoft CopilotMicrosoft PhotosOneDrive

Main competitors

Best for

Social media postsInvitations and cardsAI image generationQuick bannersWallpapers and stickers

Pros

  • Completely free to start — no trial clock, no watermark
  • Dead simple for non-designers; prompt-first workflow
  • Bundled value if you already pay for Microsoft 365
  • Solid AI image editing (erase, background swap) for a free tool

Cons

  • Free AI credits tightened to 15/month in the July 2026 update
  • Nowhere near Canva or Adobe Express on templates, brand kits, or editing depth
  • Microsoft keeps reshuffling it — the Teams integration was retired in February 2026 as features fold into Copilot
  • On Microsoft 365 plans, credits are shared across all Copilot features

Our verdict

Best for: Casual creators and Microsoft 365 households who want quick AI graphics without paying for a design suite.

Skip if: You produce branded content regularly — Canva or Adobe Express offers far deeper tooling for a few dollars.

Our review

Editorial score: 3.7 out of 5

Microsoft Designer is the rare AI design tool where free actually means free: prompt-to-layout generation, solid AI image editing, and watermark-free exports without entering a card. For a birthday invite, a quick social post, or an AI wallpaper, it delivers faster than opening Canva and wading through templates. The DALL-E-derived image generation and the erase/background tools are genuinely decent for a $0 product.

But Designer is a feature wearing an app's clothes, and Microsoft keeps proving it. The Teams integration was retired in February 2026 as image creation folds into Copilot, the free allowance tightened to 15 credits a month in the July 2026 update, and paid credits only exist inside Microsoft 365 bundles. There's no brand kit, no meaningful multi-page workflow, and no team collaboration — the editing ceiling arrives fast the moment you need precise control.

The strategic read: Microsoft doesn't want to sell you a design tool; it wants Designer to make Microsoft 365 stickier. That makes it excellent as a bundled perk and unreliable as a primary tool — the product you learn today may be a Copilot menu item next year.

Verdict: keep it as the free option for casual, one-off graphics — especially if you already pay for Microsoft 365. Anyone producing content on a schedule should pay for Canva or Adobe Express and get a real design platform.

What reviewers elsewhere say

78% positive Liked for being free, fast, and easy for casual graphics; criticized for shallow editing, shrinking free credits, and Microsoft's constant repackaging.

G2 4.6 out of 5 (21 reviews)Capterra 4.2 out of 5 (5 reviews)

Sentiment estimated from reviews on G2, Capterra, Product Hunt, as of Aug 2026. Third-party scores are point-in-time snapshots. We don't host user reviews.

Key features

  • Generates complete, editable design layouts from a text prompt
  • AI image creation and editing — erase objects, blur or replace backgrounds, restyle
  • Purpose-built generators for banners, invites, collages, stickers, and wallpapers
  • Surfaces inside Word, PowerPoint, and Photos through Copilot
  • No watermark on free-tier exports
  • 15 free AI credits/month; 60/month shared with Copilot on Microsoft 365 plans

How to use Microsoft Designer

  1. Go to designer.microsoft.com (or install the Windows/mobile app) and sign in with a free Microsoft account.
  2. Describe the design you want — occasion, style, text — and pick from the generated options.
  3. Edit the result: swap images, regenerate sections, apply AI edits like background removal.
  4. Use the dedicated generators for banners, invites, collages, or stickers when you need a specific format.
  5. Download or share — free exports carry no watermark.
  6. If you hit the 15-credit monthly cap, a Microsoft 365 subscription raises it to 60 shared credits.

Pricing

Free$0

Full app with 15 AI credits/month. No watermark on exports.

Microsoft 365 Personal$9.99/mo

$99.99/year. 60 AI credits/month shared across Designer and Copilot in Office apps.

Microsoft 365 Premium$19.99/mo

Replaced Copilot Pro. Higher AI limits, priority access to newer models across Microsoft 365.

Pricing verified August 2026 · prices as listed by the vendor; check the official site for current offers.

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Frequently asked questions

What is Microsoft Designer?

Microsoft Designer is a free AI graphic design app that generates complete designs, images, banners, and stickers from text prompts. It runs on the web, Windows, iOS, and Android, and its engine also powers design features inside Word, PowerPoint, and Photos via Copilot.

Is Microsoft Designer free?

Yes — the app is free with a Microsoft account and includes 15 AI credits per month, with no watermark on exports. Microsoft 365 subscribers get 60 monthly AI credits shared across Designer and Copilot features.

How much do more AI credits cost?

Credits come from Microsoft 365: Personal is $9.99/month ($99.99/year) for 60 shared credits/month, and Microsoft 365 Premium at $19.99/month (which replaced Copilot Pro) carries higher AI limits. There's no Designer-only paid tier.

Is Microsoft Designer being discontinued?

No, but it's being reshaped: the standalone app remains, while integrations like the Teams Designer bot were retired in February 2026 as Microsoft folds image creation into Microsoft 365 Copilot. Expect the standalone experience to keep converging with Copilot.

Microsoft Designer vs Canva — which should I use?

Designer wins on price (free, no watermark) and prompt-to-design speed. Canva wins on almost everything else: templates, brand kits, team features, and editing depth. Use Designer for casual one-off graphics; use Canva for recurring or branded content.

Tags

designimage-generationtemplatesmicrosoft

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